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October 3, 2012

Court Rules Medi-Share Must End Cost-Sharing Ministry In Kentucky

Christian health organization avoids contempt of court, but ordered to stop advertising.

Ever since the Kentucky Supreme Court issued an injunction against Medi-Share in 2011, the Christians-only healthcare ministry has continued to operate in the Bluegrass State. State lawyers pressed for a contempt of court charge this summer. Now a judge has ordered Medi-Share's work in Kentucky to a halt.

The Associated Press reports that Franklin County Circuit judge Thomas Wingate ruled yesterday that the Florida-based organization run by Christian Care Ministry must acquire approval from the Kentucky Department of Insurance before it can continue operations in the state.

However, Wingate did not hold Medi-Share in contempt of court for continuing to operate in Kentucky despite the 2011 injunction against it doing so. The judge said he found no proof that Medi-Share acted in willful disobedience by continuing to operate after the state supreme court ruling in 2010, which found that the organization should be regulated just like other forms of insurance.

Medi-Share is a cost-sharing organization open only to Christians who agree to abstain from drug and alcohol use, among other restrictions. The ministry helps alleviate healthcare costs, but members do not purchase a plan; its website offers disclaimers to warn users that Medi-Share should not be substituted for an insurance policy.

Now, Wingate has ordered that, until it secures approval from the state insurance department, the organization must also post on its website that it is not authorized to operate in Kentucky.

CT has reported the rise of Christian cost-sharing ministries and their challenges, as well as noted concerns over how federal healthcare reform would affect them. In addition to Medi-Share's legal troubles, CT has also reported on how another cost-sharing ministry, the Christian Brotherhood Newsletter, worked to reclaim credibility following a messy financial scandal that threatened to end the ministry.

Comments

I hope that anyone considering Medi-Share will look long and hard before signing up. I was in the program for 15 years, almost from their beginning.

When I really needed them, it took 9 MONTHS to get them to pay a substantial claim, even though I followed every regulation to the letter and the procedure was a legitimate medical issue.

They tried to blame the hospital for not reporting to them properly, but were quite willing to leave me hanging for thousands of dollars. Don't get involved with the program. It's not what it appears to be.

we currently have Medi-Share and it's been great. we've had no trouble with them or with doctors who accept it. we are also glad for a 'non-insurance' option that can help us cover expenses and still exempts us from participating in Affordable Care Act stipulations, collections, taxes, penalties, and oversight.

to Jerry Scott, i don't know why you had such trouble with them, but my family has never had any issue with them covering anything large or small.

I am in the Christian cost sharing ministry but I am in Christian Healthcare Ministries. It is similar to Medi-Share. I think the other is Samaritan. I like that, in contrast to my insurance, I get to talk to a live person each time with no prompts to punch in numbers to wait for a recorded message and stay on hold. They send a detailed report each month and you know where your money goes but with health insurance companies, I have no idea where the money goes.

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